Beware of 'zombie debt,' local Better Business Bureau warns
With Halloween just days away, the Better Business Bureau of Mainland B.C. is warning locals to avoid getting tricked out of their money through so-called "zombie scams."
CTV Morning Live spoke with Simone Lis, local BBB president, Wednesday about the debt-collection scam.
"What happens is you get a call or a letter from someone and they claim that you owe money and their intention is to spook you into paying that money," Lis said, explaining it's called a "zombie scam" because the debt doesn't actually exist.
"They can be really nice about it, they can use some really legitimate techniques like trying to arrange some sort of a payment plan with you as if they are a debt collector. Or they can be threatening law action, threatening to take you to court, threatening to impact your credit, so it can be quite scary."
While the name of the scam may be seasonally appropriate, Lis said it can pop up any time of year and victims may be contacted by phone, letter or online.
"One of the reports that we had they actually sent her a letter and it purported to be from a legitimate company, claiming that she owed over $15,000," Lis said.
"When she did some research and really reflected on it, she realized this was not her debt and she just discarded the letter."
Lis said the scam appears to be impacting people aged 18 to 24 and 55 to 64. That younger group, she explained, may not be aware of what legitimate debt collection looks like.
"What we really wanted to do is we want to educate people about what to look out for, commonalities about scams and then also to try to teach them to not engage at all," Lis said, adding it's "really hard" to get money back after falling for a scam.
"My biggest advice is to listen to your gut instinct. If you're not sure, talk to someone. Research has shown when you do talk to someone, that in itself can help you sort of navigate this type of situation. And then if you are a victim, please report it. We learn from those experiences, law enforcement learn and then they work to shut down some of these things."
Anyone who thinks they've been the victim of a scam should contact their local police department and report it on BBB.org/scamtracker.
Watch the full CML interview with Simone Lis in the video player above.
CTVNews.ca Top Stories
BREAKING Pearson gold heist suspect arrested after flying into Toronto from India
Another suspect is in custody in connection with the gold heist at Toronto Pearson International Airport last year, police say.
Justin and Hailey Bieber are expecting their first child together
Hailey and Justin Bieber are going to be parents. The couple announced the news on Thursday on Instagram, both sharing a video that showcases Hailey Bieber's growing belly.
From outer space? Sask. farmers baffled after discovering strange wreckage in field
A family of fifth generation farmers from Ituna, Sask. are trying to find answers after discovering several strange objects lying on their land.
Debate on abortion rights erupts on Parliament Hill, Poilievre vows he won't legislate
A Conservative government led by Pierre Poilievre would not legislate on, nor use the notwithstanding clause, on abortion, his office says, as anti-abortion protesters gather on Parliament Hill.
Ontario family receives massive hospital bill as part of LTC law, refuses to pay
A southwestern Ontario woman has received an $8,400 bill from a hospital in Windsor, Ont., after she refused to put her mother in a nursing home she hated -- and she says she has no intention of paying it.
Here are the ultraprocessed foods you most need to avoid, according to a 30-year study
Studies have shown that ultraprocessed foods can have a detrimental impact on health. But 30 years of research show they don’t all have the same impact.
Miss Teen USA steps down just days after Miss USA's resignation
Miss Teen USA resigned Wednesday, sending further shock waves through the pageant community just days after Miss USA said she would relinquish her crown.
B.C. man used Bobcat as 'weapon' while chasing away homeless people, judge says
A B.C. man has been convicted of assault with a weapon after using a skid-steer Bobcat to chase two homeless people from his lawn, injuring one of them in the process.
'Nobody should be getting away with murder': Grieving mother speaks out after son killed in North Preston, N.S.
A grieving mother is speaking out after her 36-year-old son was shot and killed in North Preston, N.S., Wednesday night.